Professional Intelligence

Know the market before you negotiate.

Public adjusters, restoration contractors, homeowners, and HOAs navigate the same information gap that carriers and builders have exploited for decades. DAIS delivers aggregate carrier conduct and builder behavior intelligence from public records, putting you in a position of informed perspective before any negotiation begins.

Public + proprietaryHard-to-find data sources
Machine learningPatterns surfaced at scale
FL · WA · TXCoverage jurisdictions
Three productsCarrier, Builder & Market Intelligence
Intelligence packages
Three products. One informed perspective.
Founding Members

Carrier Conduct Reports

Aggregate intelligence on how carriers handle first-party property claims — delay patterns, documentation demands, and resolution behavior by carrier, line, and corridor.

  • Cure-period response posture by carrier and claim type
  • Documentation demand patterns and escalation behavior
  • Resolution timelines benchmarked to the market
  • Financial health and solvency indicators by carrier
Founding Members

Builder & Developer Intelligence

Construction quality and defect complaint patterns by builder, assembled from years of public permit and filing records. Know the track record before you take on a project.

  • Defect complaint density by builder and jurisdiction
  • Permit history and quality patterns across markets
  • Repeat-pattern indicators by builder entity
  • Market benchmarks for regional comparison
Founding Members

Property Claims Market Intelligence

Geographic intelligence on property claims activity, carrier concentration, and claim-type patterns across Florida, Washington, and Texas.

  • Claims volume and type patterns by county and corridor
  • Carrier market presence by area and line
  • Claim-type mix and trend data over five years
  • Regional market context for operational planning
Sample brief
What a brief looks like.

Every brief follows a consistent structure. The dashboard below shows the format of a Carrier Conduct Report. Values and carrier identity are reserved for Founding Members.

Professional Intelligence Format preview
■ Values locked · Founding Members Aggregate · Anonymized · FL + WA + TX
Response Speed
Below Market
Documentation Demand
Elevated
Approval Rate
Moderate
Financial Health
Strong
Avg. Days to First Response
5-year · Founding Members see counts
Denial Reason Mix
Distribution · Founding Members see breakdown
Insufficient documentation
Scope / coverage dispute
Late notice / procedural
Other
Response Speed vs. Market
Carrier indexed to FL benchmark △
Property
■■■
Wind / Hail
■■■
Water / Flood
■■□
Liability
□□□
△ = market average · Values locked
Documentation Demand by Line × State
Color = relative demand score · Founding Members see indexed values
Lower
Higher demand
Florida
Washington
Texas
Property
●●●
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Wind / Hail
●●○
●●○
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Water / Flood
●○○
○○○
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Liability
○○○
○○○
●○○
Avg. days to first response
indexed to market
Founding Members
Documentation demand score
aggregate · anonymized
Founding Members
Supplemental approval rate
by carrier and line
Founding Members
Escalation & denial frequency
pre-litigation behavior patterns
Founding Members
How it works
From public records to informed perspective.
01

Hard-to-find data

We pull carrier regulatory filings, builder complaint records, and property claims data from sources most professionals never have time to assemble.

02

Machine-learning analysis

Advanced machine learning surfaces the patterns in carrier behavior and builder conduct at the market level — in aggregate, anonymized form.

03

Decision-ready intelligence

You receive a clear read on carrier conduct patterns, builder history, and market benchmarks before you negotiate, plan, or bid.

Who it's for
Built for everyone at the claims table.
PA

Public Adjusters

Walk into supplement negotiations knowing which carriers delay, which demand excessive documentation, and how this carrier's response patterns compare to the market.

GC

Contractors & Restoration

Understand the builder behind a project before you bid. Know which developers have chronic defect histories and which carriers approve restoration scopes efficiently.

PP

Property Professionals

Navigate property claims, restoration projects, and insurance disputes with a read on carrier documentation requirements, scope approval patterns, and the claims environment in your market.

HO

Homeowners

Understand the carrier behind your claim before you accept a settlement. Know how this carrier's response timelines and documentation demands compare to every other property insurer in the market.

HOA

HOAs & Property Managers

Navigate multi-unit property claims with a read on which carriers delay, which demand excessive documentation, and what the market benchmark looks like for claims of your type and size.

Carriers have always had the aggregate read on claims behavior. DAIS puts that same intelligence in the hands of every party who has to sit across the table from them.